Merchant Payments

Enable Next Generation Payments for Merchants

Connect your users with over 200,000+ Asian merchants. Accept stablecoins, loyalty points, and digital assets while settling to fiat currency.

Enable payments across supported markets

Lightnet's payment network integrates merchant solutions across Asia and internationally. Process fiat currencies, digital assets, and loyalty points, offering your customers flexibility and expanding your business reach.
  • 200K+ merchant integrations.
  • Multi-currency and asset support.
  • Simple API for seamless integration.

Built for platforms enabling merchant payments

Lightnet supports platforms and ecosystems that enable merchants to accept fiat, digital assets, and alternative value formats, with seamless settlement in fiat.
Web3 platforms
Enable user payments in digital assets with fiat settlement for merchants.
Payment apps
Support digital asset payment features without requiring merchants to manage crypto.
Loyalty ecosystems
Allow redemption of points or tokens at participating merchants.

A single integration for merchant payment flows

User payments can be initiated in supported digital assets, while merchants receive settlement in local fiat currencies through Lightnet’s regulated infrastructure.
Stablecoin to fiat merchant acceptance
Enable users to pay with digital assets while merchants receive local fiat currency.
QR & local payment rail integration
Connect to supported QR and local payment methods where available.
Token and loyalty point redemption
Convert loyalty points, in-app credits, or web3 tokens into usable value at physical merchants.
Local collection and payouts for merchants
Support merchant settlements, payouts, and multi-currency collections through Lightnet’s regulated rails.

Why companies trust Lightnet

Institutions need more than speed. They need reliability, compliance, and control.

Compliant settlement at scale

Every transaction screened before it moves.

Licensed across Asia and regulated markets

Regulatory approvals in major jurisdictions.

Enterprise-grade security and reliability

Bank-standard systems with constant operational oversight.

Flexible infrastructure that grows with you

Add corridors and assets without rebuilding systems.

FAQs

Common questions about Lightnet.
What is Lightnet?
Lightnet connects banks, fintechs, and web3 businesses on one regulated network, enabling fast cross-border settlement, on/off-ramps, and liquidity for both fiat and digital assets.
How is Lightnet licensed?
Lightnet operates under a multi-jurisdiction regulatory framework and is licensed to provide regulated payment and related services in Singapore, Hong Kong, the Philippines, Thailand, Indonesia, in accordance with applicable local laws and regulatory requirements.
Which regions does Lightnet cover?
Lightnet operates across 150+ countries with deep local partnerships throughout Asia and expanding coverage globally.
Can Lightnet settle to local accounts?
Yes. Lightnet can settle to local bank accounts, e‑wallets, and payout networks in our supported corridors through licensed local rails.
How does compliance work?
Lightnet applies KYC/KYB, AML, and CFT controls in line with applicable regulatory requirements, with requirements varying by customer type and jurisdiction.
Does Lightnet support digital assets and blockchain settlements?
Yes. Lightnet supports digital assets and blockchain-based settlement, making real-world payments faster, more efficient, and Web3-friendly.
How does Lightnet ensure security in digital transactions?
Lightnet uses enterprise-grade security, regulatory compliance, and layered risk controls to protect transactions and user funds.
Is Lightnet a Web3 or Web2 platform?
Lightnet bridges both combining Web2 compliance and usability with Web3 blockchain and stablecoin settlement rails.

Ready to power real-world payments?

We’ll help you find the best way to bring Web3 value into everyday use.